Financing

Monthly, said plainly.

Move the price and the down payment, pick a term, and the monthly figure is right there — before anyone asks for your details. When it looks right, the application is one form further down this page.

Apply in one sitting

Car price$30,000 Down payment$3,000

Term

Estimated monthly $534

At 7.0% APR on $27,000 for 60 months. An estimate, not an offer; the lender sets the real rate.

The application

Apply in one sitting.

Fifteen fields. Only the phone number and the email are needed to send it — leave anything you would rather say on the phone.

01 · About you

As it reads on your driver's license.

First name

Last name

Date of birth

Email — needed

Phone number — needed

02 · Where you live

Your current address.

Street address

City

Zip code

03 · The money

Only the last four digits of your SSN. Leave anything you would rather say on the call.

Last 4 digits of SSN

Monthly income ($)

Credit score

Loan term

04 · The car

Which one on the lot, and what you'd put down.

Make / model / year

Stock #

Down payment amount ($)

Only a phone number and an email are needed to send it. Anything you leave blank, we ask on the call.

How the rate is set

The rate comes from the lender.

The 7.0% on this page is a working figure.It makes the numbers comparable from car to car. Your real rate depends on the lender's decision.

You hear back by phone.Whoever calls you walks you through what the lender came back with, line by line.

Nothing is signed before you see the real figure.The estimate above is only a starting point; the monthly you agree to is the one on paper.

Questions

Asked at the finance desk.

Does the calculator's figure commit me to anything?

No. It is an estimate at a fixed 7.0% APR so you can compare cars and terms. The real figure comes from the lender after you apply.

Do I have to fill in every field?

Only the phone number and the email. Anything you leave out can be covered on the call.

Can I apply for a car I have not picked yet?

Yes. Leave the car fields empty and say on the call what you are looking for.

Does a trade-in count towards the down payment?

Ask when we call — tell us about your car and we will go through it with you.